To help eliminate bad or careless spending habits, pull out one basic denomination of paper money (one dollar, one euro, and so on), and place it on your altar. Light a white candle and look into the flame. Meditate on any recent spending habits that need to change. Write these items down, and when the list is full read through it again. Light a green candle, and start reading these items out loud. As you speak, see the habits disappearing into the air and leaving you. Then say:

Open my eyes,
Lend clarity.
I will find just what I need.
What I don't need,
I will leave.
Visualize yourself spending your money only on those things you need, and so finally bringing your spending habits under control.